IFA Lender Eligibility Tool
Triage only — checks if a client qualifies to apply, not whether they'll be approved.
Client triage
Lender database
Add lender
Client
Client name (for export)
Policy details
Insurance carrier
— select —
Canada Life
Sun Life
iA Financial
Equitable Life
Manulife
Empire Life
RBC Insurance
BMO Life / AIG
Ivari / Transamerica Life
Beneva
Desjardins
Other
Annual premium ($)
Projected 10-yr cumulative CSV ($)
Policy held in
— select —
Personal / Individual
HoldCo
Trust
OpCo / Corporation
Loan type
CSV loan
Premium loan
Financial qualifiers
Approx. credit score
— unknown —
Below 650
650 or above
Avg income last 2 yrs
— unknown —
Below $200k
$200k or above
Net worth (incl. home)
— unknown —
Below $2M
$2M or above
Tax & compliance
Personal tax compliant
Corporate tax compliant
Corp taxes on payment plan
Structure & guarantees
Personal IFA structure
Corporate IFA structure
Personal guarantee — willing
Corporate guarantee — willing
Using corporate financials to qualify
Additional collateral available
Check eligibility
Reset
New lender
Lender name
Product type
CSV loan
IFA line of credit
Premium finance
Collateral loan
Rate
Min annual premium ($)
Min 10-yr cumulative CSV ($)
Guarantees required
None
Personal only
Personal + corporate (corp IFA)
Tax compliance required
None
Personal only
Personal + corporate
Personal + corporate (payment plan ok)
Contact name
Contact email / phone
Accepted carriers (leave all unchecked = any)
Canada Life
Sun Life
iA Financial
Equitable Life
Manulife
Empire Life
RBC Insurance
BMO Life / AIG
Ivari / Transamerica
Beneva
Desjardins
Other
Loan types offered
CSV loan
Premium loan
CSV loan LTV
Premium loan LTV
Premium loan requires additional collateral
Notes / eligibility requirements
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